Rental Application Policy

Welcome! Thank you for applying with PMI North Jersey for your housing needs. In order to best serve you, we feel it is imperative that you are made aware of, and fully understand our application policies and procedures.

Please read this document carefully before signing. It is the policy of this management company that applications must be complete and all fees paid prior to submission for consideration. All completed applications are processed on a daily basis (Monday - Friday, excluding Holidays). Completed applications are received on a first come first serve basis. Once a completed application is received, please allow 1-2 business days to review the application.

If you have any questions, please contact our leasing department at during normal business hours (Monday - Friday from 10am-5pm).

Each individual over the age of 18 years needs to submit an application. The Application Fee is $55 + $10 Processing Fee per adult and is non-refundable.

PMI North Jersey fully complies with Fair Housing Law. We do not discriminate against persons on the basis of race, color, religion, sex, handicap, familial status, national origin or age. We also comply with all state and local fair housing laws.

Approval is based on Seven factors:

  1. Identification Verification through Plaid
  2. Credit History & Verification
  3. Rental History & Verification
  4. Income History & Verification through Plaid
  5. Employment History & Verification
  6. Criminal Background History
  7. Pet Criteria & Petscreening.com Verification

A completed application will contain:

  1. PMI North Jersey Residential Lease Application; (One for each individual 18 years and older)
  2. (Non-Refundable) $55 Application fee + $10 Processing fee for each PMI North Jersey Residential Lease Application submitted
  3. Valid Driver's License or other Government issued ID for each Residential Lease Application submitted
  4. Verifiable Proof of Income: (Last 2 months of pay stubs or Last 2 years of tax returns if self-employed/1099)
  5. Proof of Funds: (Last 2 Months of Bank Statements)
  6. Completed Pet Screening Profile (Required by all Applicants with or without pets): https://pminorthjersey.petscreening.com/ 
  7. We ask that you upload color copies of each item listed below to your application or email to Info@pminorthjersey.com:
    • Government issued ID
    • Social security card
    • Proof of income (2 forms proof of income in the form of 2 consecutive months of your most recent pay stubs, previous year's tax return, or a current job offer letter)
  8. We also need to know if you'll have any minors residing with you during tenancy. 

If unable to upload forms, please send them via email to info@pminorthjersey.com

General Rental Criteria

Rental History Good Rental History

No Forcible Entry & Detainer (Evictions) unless you have verifiable documentation of landlord irresponsibility.

Verifiable Gross Income: Minimum of 3x the rent charged on the residence. Section 8 vouchers and certificates may be accepted. The resident must meet the same criteria as those seeking non-subsidized housing. In order to verify applicant income, PMI North Jersey relies on a third-party verification service called Plaid. All applicants will start the verification process within this application. Application submittals are not considered complete until an automated income verification report from Plaid has been received by the person processing your application. PMI fully complies with Fair Housing Law. We do not discriminate against persons because of Race, Color, National Origin, Religion, Sex, Familial Status, and Disability. We also comply with all state and local fair housing laws.

Criminal Background Check: Residency may be denied due to criminal history.

Credit History: Credit history must show that the resident has paid bills on time and does not have a history of debt write-offs or accounts that have gone into collection. Residency may be denied due to poor credit history. All lease holder’s credit scores are considered. Residency may be denied due to poor credit history. Credit for all applicants over the age of 18 will be taken into consideration. If your Credit Score is below 650, we may need to request for a co-signer that has at least 700 Credit Score and will be enrolled in a credit reporting program. Credit Score below 500 may be declined.

**Guarantor are eligible to help increase your credit score where needed. Qualified guarantor’s credit score must have a minimum of 700 or higher. Guarantors must submit an Application to Rent, including all required support documentation, and shall be subject to all application policy requirements, including, but not limited to: application fee, income verification, and identification. A Guarantor who does not meet the credit, rental, and income requirements will be denied. The guarantor will be listed on the lease agreement.

Maximum Occupancy: Please note that these are the maximum number of occupants who may occupy homes with the number of bedrooms noted:

Resident Liability Insurance: PMI North Jersey requires you to have Resident Liability Insurance (Renters Insurance).

Upon Approval: The property will stay on a temporary hold while we underwrite your lease. The lease will be sent out for the agreed upon move in date through Rentsign for you to review and e-sign online. You will have 24 hours to review and sign the lease once it has been sent to you. If the lease is not signed within the allotted time PMI North Jersey reserves the right to process the next application received or consider any other approved applications. After the lease has been signed we will take the property off the market and you will have 24 hours to submit the required Security Deposit & Broker Fees to secure the property. Once all fees and prorated rents have been paid we will, on the day of your lease start date, provide you with possession of the home including keys, remotes or other items necessary for access.

Property Condition: Applicant is strongly encouraged to view the Property prior to signing any lease. Landlord makes no express or implied warranties as to the Property's condition. Should Applicant and Landlord enter into a lease, Applicant can request repairs or treatments (see question section below).

Sight Unseen Addendum: If any leaseholders have not physically seen the property prior to a lease being signed, a "Sight Unseen Addendum" will be required to be signed by all leaseholders.

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